In more than 40 countries, travelers must be covered by Covid-19 insurance (medical expenses, return home and even accommodation). Advice to see things more clearly.
Visa, Electronic System for Travel Authorization (AVE for Canada, Esta for US), and now insurance. The list of administrative procedures to pay attention to before going on a trip has increased with the Covid-19 pandemic. Travel insurance has been an option in most countries to date (only needed for a few destinations such as Algeria, China, Cuba and Russia), and the obligation to take out travel insurance is no exception.
More than 40 countries are demanding it. There is one noteworthy point. In most cases, authorities require that the insurance policy cover the costs associated with Covid-19 contamination (medical costs, hospitalization, return, etc.). This does not apply to all contracts, so please check carefully what is on the certificate.
Which country are you concerned about?
As of February 14, 41 countries are involved.
In Africa, these are Algeria, Benin, Cape Verde, Djibouti, Kenya, Mozambique, Namibia, Saychel, Togo and Mauritius.
In the Americas, Aruba, Argentina, Bahamas, Belize, Bolivia, Chile, Costa Rica, Cuba, Ecuador, Guatemala, El Salvador, Paraguay, Sint Maarten, Turkey and Kaiku are involved.
In Asia, Saudi Arabia, Cambodia, China, Indonesia, Jordan, Lebanon, Malaysia, Maldives, Mongolia, Nepal, Oman, Pakistan, Philippines, Singapore, Thailand.
In Europe, only Ukraine and Russia are involved.
Are there any country-specific rules?
The list of countries that impose this insurance changes frequently. Therefore, it is advisable to research the rules that apply to your destination country before traveling. These can certainly contain subtleties. For example, in Costa Rica, only unvaccinated travelers need to have Covid-19 insurance. On the island of Saint Martin, insurance is required in the Dutch part (Sint Maarten), but not in the French part (Saint Martin). Another case: Belize is obliged to take out insurance provided by the authorities …
Is my bank card travel insurance sufficient?
In most cases no. In fact, the certificates they issue generally do not mention the management of Covid-19, even if they are allowed on the card. However, this is the only certificate that will be confirmed when you pass through customs. So, first of all, claim a travel insurance policy from the company that issued your bank card (most often Visa, Mastercard, or American Express) to see if you are referring to Covid-19.
Can I get travel insurance?
No. Before subscribing, it is important to check the requested coverage limits. Some countries do not show this. Others are different. So it’s $ 30,000 (USD) in Singapore, but at least US $ 50,000 in Thailand. In Costa Rica, the maximum medical cost is $ 50,000, but the maximum accommodation cost for quarantine must also be included in the insurance.
The secret to what to choose
When purchasing travel insurance, feel free to simulate and check the contract price for one year. Depending on the insured’s length of stay and destination, the cost of an annual contract can be several euros higher. Interesting if you want to make some trips during the year.