From the options, it’s almost mandatory for Covid-19. Be aware of travel insurance that covers your health costs when you are abroad. It is currently needed in about 40 countries, including the French favorite tourist destinations (Thailand, Costa Rica, etc.). Rika and Cuba …).
Prior to the health crisis, the presentation of such travel insurance was an exception, which was only required in six countries, explains Le Figaro, namely China, Russia, Cuba, Algeria, Mongolia and Saudi Arabia. From now on, it’s almost a rule because we want to make sure that the United States doesn’t have to bear the costs of caring for, quarantining, and even returning home for travelers infected with Covid-19 on their land. ..
Africa and Europe
Currently, the countries that require a Covid-stamped travel insurance policy are Algeria, Benin, Cape Verde, Djibouti, Kenya, Mozambique, Namibia, Seychelles, Togo and Mauritius Island in Africa. Such certificates are required in Europe, Ukraine and Russia.
South and Central America and Asia
In South and Central America, Aruba, Argentina, Bahama, Bolivia, Chile, Costa Rica, Cuba, Ecuador, Guatemala, El Salvador, Paraguay, St. Martin (part of the Netherlands) and the Turks and Caicos Islands are involved. For Asia, Saudi Arabia, Cambodia, China, Indonesia, Jordan, Lebanon, Malaysia, Maldives, Mongolia, Nepal, Oman, Pakistan, Philippines, Singapore, and finally Thailand, such insurance before entering their land. Request a presentation.
Credit card travel insurance
Requirements vary depending on the country you visit. In some countries, tourists and visitors are required to present “Covid-19 Travel Insurance” before entering their territory. In the case of Covid, medical expenses may be well covered. What you need to know: Most credit card travel insurance covers medical expenses in the event of an epidemic! Therefore, it is sufficient to explicitly ask the bank for this statement before issuing the certificate.
In other countries, all that has to be mentioned is minimal support. For example, Argentina wants to cover up to $ 2,000 for accommodation, but Le Figaro specifies that Cambodia is $ 50,000 and Thailand is $ 100,000.
Read general insurance terms
In response to a question from Le Figaro, David Dumont, President of Insurance, a travel insurance comparison officer, should carefully read the “extension of stay” and “impossible returns” clauses of the general insurance terms. I recommend it. Your journey. They can range from paying for additional accommodation to paying for return flights to psychological support, experts say.
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Finally, keep in mind that depending on your age and profile, it can be difficult to get such insurance. Certain contracts will be suspended after 65, 72, or 75 years, as specified by David Dumont, who was asked by a Figaro colleague. Such insurance is available until the day before departure. You can usually find out if you need this Covid-19 insurance at the destination you want to go to on the government website.
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