La Roche-sur-Yon: Insufficient insurance, city opposes insurance consulting firms

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The city of La Roche-sur-Yon has requested the administrative court of Nantes to order its “insurance consulting” company to incur heavy monetary fines. © Google

City Yong rock ((((Bandee)Asked Nantes Administrative CourtThis Wednesday, February 23, 2022, to its “insurance consulting” company, High Court (TGI) Of La Roche Suryon.

Municipalities and their insurance companies were, in fact, almost ordered to pay 508,000 euros Oryon, a semi-public company in the Acti’Sud industrial zone, to a company housed in an old industrial building that was “rehabilitated” before being sold to rue René-Coty: Residents whose roof “partial collapse” caused damage ..

Indeed, on this occasion, when the city was still the owner of the building, the damage seemed to be covered by the contractor’s 10-year warranty … but this is insured in this case. I didn’t. Therefore, given the division of responsibilities operated by TGI, this would leave 203,000 euros at his expense.

Therefore, she subsequently opposed “a breach of her obligation to advise” against Protectas, an insurance consulting firm that has accompanied her since 2005. She “has never been warned about the need for insurance” for this type of risk. However, according to the company’s website, the company is aware of public sphere issues. We work with Fire Rescue Services (SDIS) in “22 regions”, “81 departments”, “more than 700 municipalities” and “40” departments.

City “needs” opinions

This Wednesday, February 23, 2022, a public rapporteur went to the administrative court in Nantes. Protectors To the municipalities, provided that the company promises to “respond to all requests for advice and opinions” formulated by the city, and that “twice a year” meetings are held. Finally, the protectors simply had to make “suggestions” and “recommendations” in order to “mitigate the risks” that the municipality suffers.

However, the file does not “claim” that the city has “concretely consulted” its cabinet, or that the city has “notified at the right time” on this issue at a semi-annual meeting. “A few weeks ago, the city asked the Cabinet in a separate file, which took this opportunity to pay attention to the need for insurance,” said the Justice of the Peace. “Protectas has not committed any negligence. This request is destined to be denied. »»

Both parties know each other and they have worked together for a long time, “but reminded me of a lawyer in the city of La Roche-sur-Yon (Cornet – Vincent – ​​Ségurel). “But protectors answered the city in this file in the process of another question. The city needed an educational opinion! It would have been better for protectors to do an educational job. [« qui vise à instruire », ndlr]..

A lawyer at the Rennes office “can only agree” with the conclusions of the public rapporteur on her part. The city of La Roche-sur-Yon has never “never” asked the protectors about this particular point, Me Myrième Oueslati (Lexcap Rennes). The administrative court of Nantes, which made the judgment, makes the judgment in about one month.

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