Don’t click on this fake health insurance SMS!

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New Vitale card scams are rampant in France. You will be prompted to renew or renew your card by clicking the link.

You were fed up with professional training account (CPF) scams, this is one of the Vital Cards. Although not very new, the scam is back and many of us have received SMS to renew or renew our Vitale card. This may take a different form, but the result is the same, a phishing attempt. The editorial department has decided to click this link to save you from doing so (yes, we are living a dangerous life). In particular, explain why you shouldn’t do that.

Vital card fraud
© Screenshot / Journal du Geek

Important Cards: Beware of Scams

The fake site doesn’t look like a real health insurance site, but it’s pretty realistic. When clicked, you will be prompted to enter your personal data (name, first name, date of birth, email address). To reduce your alertness, there is a health insurance logo, a photo of your Vitale card, and even “news” at the bottom of the page. In particular, there is a publication of “Practical Pamphlet Local Tax 2021” that refers to the actual tax site.

Vital card fraud
No, this site is not a health insurance site. © Screenshot / Journal du Geek

We provided the requested information without showing our true identity. The following steps are also intended to be realistic, as you will first be asked to enter your address and then you will be asked to choose how to receive your “new card”. The site states: “We offer several mailing solutions to get your new vital card as soon as possible. Choose your preferred carrier».. You can then choose to deliver € 0.95 by La Poste or € 4.90 by Chronopost. The final step is payment.

Vital card fraud
© Screenshot / Journal du Geek

Then you’ll be asked to enter your bank details, but for obvious reasons you didn’t. This little experiment confirms that the first idea is to scam you from a few euros in addition to recovering your personal data. As Cybermalveillance.gouv.fr reminds us, in the details of your bank, the victim is exposed to fraudulent purchases and payments by fraudsters. With respect to personal data, your information may be used or sold to other cyber criminals. The latter may perform other malicious actions such as fraud or theft of personal information. Victim-targeted phishing can also be performed using the victim’s name and contact details.

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Vital card fraud
© Screenshot / Journal du Geek

What should I do if I receive this SMS?

The first thing to do is not click on the link. If you receive a Vitale card fraud message, you can report it on the 33700.fr website or forward it to number 33700 by SMS. If you click to access this article, we encourage you to contact your bank to file an objection.

Finally, if you are prompted for a password, you should change it immediately at the relevant site or service. Also, if you use the same password on other sites, don’t forget to change it.

How can I be sure it’s a scam?

In our demonstration, we clicked directly to better present the risks associated with this type of fraud. In fact, you can easily avoid getting trapped by checking the following:

  • Sender’s address (for email) or phone number. This last element can be more difficult to unmask. It’s a good idea to stay vigilant and check other things.
  • Domain name: The SMS we received makes it easy to see that it is not the actual site of health insurance (ameli.fr). The address connexion-direct.fr also does not mention the term “ameli”. This is common (ameli-infos.com, infosante-vitale.com…). In all cases, these sites rob the health insurance identity.
  • Has the Vitale card expired? That’s wrong. Don’t worry if you get a message asking you to renew your card. Vitale cards do not expire. Therefore, it is impossible to verify the health insurance that sent the SMS, and you will pay even less to receive your new card.

More generally, it is recommended that you do not click on the links received by SMS. If you have any questions, you will need to visit the official website for information or contact the relevant service directly. Health insurance warns of the existence of these scams on the site. For more information, you can also visit Cybermalveillance.gouv.fr, a site that evokes phishing in health insurance colors.

Also read: CPF and Phone Scams: How to Stop Harassment?

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Author: Bitdefender